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Have you been injured in a road traffic accident, or developed a psychological condition that you believe is the result of an earlier trauma? Did a doctor fail to diagnose an illness, or... more
Employers have a duty to tell their employees about health and safety issues that may affect them, to provide relevant safety equipment and training, and to provide a safe place to... more
Steps to follow If you have a medical injury caused by the negligence of someone in the NHS and feel you’re entitled to compensation, take legal advice as soon as possible. A... more
Steps to follow If you’ve been injured at work, you should (if you are capable of doing so) record the details of the incident in your employer's accident book. (All employers,... more
Earning a living can be hazardous. And it’s not just occupations like firefighting and construction work that are dangerous—office work can also lead to injury. Unfortunately,... more
Steps to follow Employers have a duty of care to their workers and to visitors to their premises. Their duty extends to providing a safe place to work, preventing risks to health,... more
There are thousands of motor accidents on the UK’s roads each year. If you are unlucky enough to be involved in a motoring accident, you are likely to be involved in a subsequent... more
Steps to follow As soon as the accident has taken place, obtain and exchange information with all other drivers involved including full names, registration numbers, insurance company... more
There are several points to think about when choosing a lawyer, and the most important one is to select a lawyer with experience in the right area of law. Solicitors are usually highly... more
Steps to follow If you’re worried that conditions at your workplace are a potential threat to your health and/ or safety, first of all explain your concerns to your employer, or... more
The occupier of premises has a legal duty to do everything reasonable in all the circumstances to ensure that lawful visitors are reasonably safe when using the premises for the... more
Under the Sex Discrimination Act 1975 (SDA 1975), it is illegal for your employer, or a prospective employer, to discriminate against you because of your gender, your marital status or... more
Steps to follow Are you an employee? Your employment status determines what rights you have. If you are paid a salary, do the work personally rather than sub-contract it out, if your... more
The Sex Discrimination Act 1975 (SDA) outlaws discrimination in the workplace on the grounds of sex, marital status, civil partnership status and gender reassignment. It covers job... more
Employment Law If your dream job is turning into a nightmare, or your ‘perfect’ employee is wreaking havoc in the workplace, then you may need the help of an employment... more
Steps to follow Have you suffered some sort of loss which is covered by an insurance policy? If so, first check your policy to ensure it’s worth making a claim – most... more
Whatever your legal problem, you take a big step towards resolving it when you hire a good lawyer. This in itself, however, can be tricky. Where do you find the best lawyer for you, how do... more
If you supply products to consumers you need to make sure they are safe. The main responsibility for ensuring this safety lies with the product’s manufacturers but if your... more
What is a medical injury? If the treatment you received from a doctor, hospital, dentist, nurse, midwife or other healthcare worker/ organisation falls below what is accepted as being... more
Steps to follow If you feel your building work has been botched or isn’t finished, first work out who your contract is with. This could be the builder, architect/ structural... more
Law firms are busy places. They come in various shapes and sizes, from sprawling multinational operations to just one solicitor working as a sole practitioner from a high street... more
Lawyers don’t come cheap, and sometimes the people who need them most can’t afford to pay. If you are unable to pay a lawyer, then there are several options available to... more
Steps to follow Report the matter to the police as soon as possible. Dial 999 if it’s an emergency, otherwise, report it to your local police station either in person, via phone or... more
The Race Relations Act 1976 outlaws race discrimination in the workplace (as well as in education, transport and the provision of goods and services). This means all employees and job... more
Drink driving ruins lives. There is no safe limit of alcohol, because each person’s tolerance depends on a range of factors such as metabolism, stress levels and weight. If you have... more
You want to ensure that your first meeting with your solicitor is as useful as possible. To ensure your solicitor thoroughly understands your problem and can provide you with proper legal... more
There are numerous types of insurance cover available for businesses. Some must be taken out by law, others aren’t mandatory but are highly advisable for all businesses, while still... more
Personal information is freely given in everyday transactions, from paying for goods at a supermarket to filling in health insurance forms. Consequently, there is a vast amount of... more
Steps to follow A contract is an agreement between two or more persons, which gives rise to obligations that are enforceable by law. Has an offer been made? In legal parlance, an... more
There are a range of businesses in the UK which require a licence. These are generally issued, administered, and policed by local authorities. Licensing authorities must carry out their... more
Duty to provide stakeholder pensions Under the Welfare Reform and Pensions Act 1999, most businesses which have five or more employees, are required to provide access to a stakeholder... more
Businesses often have to borrow money, and how to do this is a question it pays to research. Borrowing may be necessary while the business is starting up, if a big order comes in, or if... more
Retirement Age You can retire at any age you want – as long as you can afford it – but the default retirement age in the UK is 65. When you reach this age your employer can... more
Steps to follow If you have a contract of employment you’ll usually be classed as an employee and are therefore entitled to a number of employment rights. These include statutory... more
Steps to follow If you feel there may be a time in the future when you don’t want to make decisions about your property and financial affairs or your health welfare, or you feel you... more
Steps to follow It is illegal for your employer to treat you less favourably (ie discriminate against you) because of your: gender; marital status; gender reassignment; pregnancy and... more
Steps to follow Bullying in the workplace is where someone tries to intimidate another worker. It is defined by Acas as “Offensive, intimidating, malicious or insulting behaviour,... more
The government collects taxes from individuals through HM Revenue & Customs (HMRC) under a variety of different headings including: Income Tax, Capital Gains Tax (CGT), Inheritance Tax... more
Steps to follow If you feel you have a mental health problem, your first stop should be your GP. They can provide advice or refer you for specialist services. Professionals who... more
Steps to follow If you’re being bullied, your first move – if you feel able to - should be to talk to the bully and tell them, in a calm and controlled a manner, that you find... more
Steps to follow There are a number of good reasons for making a will: not least that you can arrange your affairs so your loved ones pay less tax after you’ve gone; and you can... more
Steps to follow If you have a problem with your state pension, first contact your pension centre and explain what you think is wrong. They will aim to investigate your complaint within... more
Steps to follow What kind of pension do you have? Is it an occupational pension, a personal pension, a state pension or a stakeholder pension? The type of help you can receive depends on... more
Steps to follow If you’re from Switzerland or the European Economic Area, you and your family will usually have the right to freely enter the UK and work there. However, the rules are... more
There are many ways to resolve legal problems, the overwhelming majority of which do not involve going to court and some of which do not require the attention of a solicitor. Having... more
There are two main types of pension in the UK: money-purchase and final salary schemes. Money-purchase schemes include occupational money purchase, personal pensions, stakeholder... more
Different types of business have different legal structures and the kind you choose will depend on the sort of business you have and what you want out of it. The tax/national insurance and... more
Steps to follow Call the council and tell them you want to make a complaint. They will be able to tell you which department you need to complain to and who in that department you should... more
Steps to follow Are you planning to get married or to enter into a civil partnership but want to protect some of your assets if everything should go wrong? Or is there a significant... more
Steps to follow If you are pregnant, you are allowed time off work for antenatal care. This can include relaxation classes and parent-craft classes. You may have to show your employer... more
You are a victim of identity theft if someone pretends to be you in order to steal money or gain some other sort of benefit. Offences It is an offence to possess, control and intend... more
Steps to follow If your child has learning difficulties or disabilities which affects their behaviour and makes it harder for them to learn or communicate than most children of the same... more
Steps to follow If you’re unhappy with HMRC’s service – eg unreasonable delay, an avoidable mistake, or how you’ve been treated – first talk to the person or... more
Steps to follow If your child has learning difficulties or disabilities which affects their behaviour and makes it harder for them to learn or communicate than most children of the same... more
Steps to follow Renting The easiest way of finding a private residence to rent is through a letting agency. The agency may also manage the property on the landlord’s... more
Steps to follow Have you been fired following a certain number of warnings? Or fired on the spot? You can only be fired for a first offence if there has been gross misconduct. This... more
Steps to follow Start small, think big. Keep your expenses as low as possible, but leave yourself scope to expand. On the other hand, don’t choke off possible growth by scrimping on... more
Steps to follow Some building work to your home is allowed under permitted development and therefore won’t require planning permission, but before you start to make alterations to... more
Definition of fraud In England, Wales and Northern Ireland, the fraud laws were overhauled by the Fraud Act 2006 which came into force in 2007. It introduced a statutory... more
Steps to follow Make sure your credit rating is in good shape – some companies do free credit checks. You can improve your credit rating by: registering on the electoral roll at... more
Steps to follow Landlords and tenants have various rights and obligations: as a tenant, for example, you have the right to have your accommodation kept in a reasonable state of repair,... more
The death of a loved one is a distressing time. There are practicalities surrounding death which need to be taken care of, such as arranging the funeral and winding up the estate of the... more
Steps to follow Police have the legal right to stop any motorist at any time. They don’t have to give you a reason and it’s a criminal offence if you fail to stop. When... more
An individual is entitled to represent themselves or their business at a court or tribunal. This is the case whether the individual is a claimant or a defendant. It may seem a daunting... more
Steps to follow If you’ve been accused of a crime the police will no doubt want to talk to you about it. If the offence you’ve been accused of carries a power of arrest (eg... more
A company is insolvent when it cannot pay its debts and its assets are less than its debts. Unless you can find a way to pay off those debts pretty quickly then the insolvency may lead to... more
Sometimes you will have no choice but to seek advice from a lawyer about a legal problem. If you meet a lawyer and decide that you want to engage their services, you will want to get the... more
Steps to follow The state pension is worth less than £5,000 per annum for a single person, and about £7,500 for couples. You can draw it, if you have paid enough national... more
Employees and workers in the UK enjoy a number of employment rights by law. You are classed as an employee if you are a working under a contract of employment. Employment... more
Many people and organisations make up the criminal justice process, from police officers to criminal barristers to prisons. The following is a brief guide to what happens and who is... more
If you are company is struggling to trade and pay its debts when they become due, and you discover that your assets are worth less than your debts, then your company is insolvent. If this... more
If you are an employee or a job applicant and you have a disability, then you have certain rights under UK law. These include the right not to be discriminated against at work or during the... more
Steps to follow Have you failed to report a change in your personal circumstances to the Department for Work and Pensions (DWP) or council or deliberately provided incorrect information... more
Why write a will? Failing to make a will means your belongings will be distributed according to the laws of the country you live in – which may not be in the manner you would... more
Steps to follow How much do you need to borrow? How soon can you pay it back? How quickly do you need it? What assets do you have? These questions need to be answered before you can... more
On 1 October 2006, age discrimination in the workplace was banned. This means employees are legally protected from discrimination on the basis of their age, just as they are from sex or... more
Who may claim asylum? To be recognised as a refugee and thus claim asylum in the UK, you must have left your country and be unable to go back because there is a real danger that... more
Steps to follow If a relative has died and you’re in charge of sorting out their affairs there are a number of people and organisations you need to inform starting with the family... more
There are laws specifically designed to protect prospective or new parents and there are a range of benefits and allowances that you are entitled to as well. Pregnant employees If... more