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Steps to follow If a relative has died and you’re in charge of sorting out their affairs there are a number of people and organisations you need to inform starting with the family... read more
Many employers have, in the past, opted for youth over experience. This may be partly because they know they can pay young people less, and partly because of misconceptions and myths about... read more
Since 1 October 2006, age discrimination in the workplace has been banned, meaning employees are legally protected from discrimination on the basis of their age, just as they are from sex... read more
Steps to follow Do you genuinely believe on reasonable grounds that the employee committed the offence? This is the test that a tribunal will apply if you dismiss the employee and the... read more
If the demands from credit companies are piling up on your doorstep, then you may be considering filing for bankruptcy. Bankruptcy no longer carries the stigma that it once had,... read more
There are six forms of British citizenship, some of which are defined in the British Nationality Act 1981. They are: British citizenship; British overseas... read more
Business restructuring can mean a host of different things, including downsizing the workforce, mergers, acquisitions, debt for equity swaps, and corporate simplification. Businesses... read more
There are a number of steps that need to be worked through when you are buying or selling a business. These include: valuing the business tax advice sales... read more
Buying Businesses tend to rent premises rather than buy them as finding vacant commercial premises for sale is often hard. Buying also tends to tie up what could be crucial capital and... read more
In harsh economic times, most companies start to examine how they can cut costs and save cash, with eyes almost inevitably turning to the company’s employee wage bill which will... read more
An individual is entitled to represent themselves or their business at a court or tribunal. This is the case whether the individual is a claimant or a defendant. It may seem a daunting... read more
Whatever your legal problem, you take a big step towards resolving it when you hire a good lawyer. This in itself, however, can be tricky. Where do you find the best lawyer for you, how do... read more
After a separation or divorce, arrangements for caring for and seeing your children are sometimes a difficult and emotionally-charged issue. If both parents remain amicable it is much... read more
Lawyers don’t come cheap, and sometimes the people who need them most can’t afford to pay. If you are unable to pay a lawyer, then there are several options available to... read more
Have you been injured in a road traffic accident, or developed a psychological condition that you believe is the result of an earlier trauma? Did a doctor fail to diagnose an illness, or... read more
Just as civil partners enjoy the same rights as mixed-gender married couples in the UK, they also have to apply for dissolution from the courts if they choose to end their partnership. In... read more
The UK has signed up to the United Nations Convention Relating to the Status of Refugees, which means that under certain circumstances it will offer asylum to people who may be persecuted... read more
Renting a commercial property for your business requires less financial outlay than buying, freeing up your capital to plough into your business and, unless you plan to sell the remaining... read more
Every company has a duty to prepare a set of accounts which report on the company’s performance and activities during the financial year. A copy of these accounts must be sent to... read more
They’re the bane of motorists’ life, and among the most unpopular of all professions. While traffic wardens play Tom and Jerry with hapless drivers up and down the country,... read more
Relevant legislation If you’re a trader who sells to consumers, under the Sale of Goods Act 1979 (SOGA) you must ensure the goods you sell are: as described; fit for the purpose... read more
Nobody should have to live with domestic abuse. The abuse can be physical, sexual, financial, psychological, or emotional. It is mainly carried out by men towards women, but also happens in... read more
No matter how prudent you are with your own financial dealings, you cannot fully protect yourself against the financial misfortunes of others. In times of economic uncertainty, the... read more
Copyright and trademarks fall into the field of intellectual property. Copyright protects written, theatrical, musical and artistic works. It exists automatically, but in order to... read more
All employers, bar the armed forces, have a legal duty not to discriminate against employees or job applicants on the grounds of disability. This has been the case since October 2004 (prior... read more
If you are an employee or a job applicant and you have a disability, then you have certain rights under UK law. These include the right not to be discriminated against at work or during the... read more
When a marriage breaks down, one of the main bones of contention will be deciding how the assets of you and your partner will be divided. Contrary to popular belief, a couple’s... read more
Legal problems arise in business all the time and the temptation might be to run to a lawyer every time to get them to sort the problem out for you. There is no doubt that in some... read more
There are many ways to resolve legal problems, the overwhelming majority of which do not involve going to court and some of which do not require the attention of a solicitor. Having... read more
Drink driving ruins lives. There is no safe limit of alcohol, because each person’s tolerance depends on a range of factors such as metabolism, stress levels and weight. If you have... read more
Estate planning is the process of disposing of an estate in a way which is designed to eradicate uncertainties over the administration of a probate and maximize the value of the estate. If... read more
All homes rented from a private landlord after 28 February 1997 will automatically be an assured shorthold tenancy unless your landlord has given you notice in writing that it is an assured... read more
What is fostering? Fostering places a child into the care of a family when it cannot live with its own parents. This may be because its parents have problems, cannot cope and need a... read more
You want the challenge of running a business but want to minimise the risks. Above all, you want to know your business idea is viable before you start. A good solution may be to take on a... read more
Before your initial meeting with your lawyer, you may be wondering what will happen at the meeting. What will be discussed, and what questions should you ask? What will the lawyer ask... read more
In recent years law firms have reported a significant increase in the number of couples deciding to divorce later in life. Official statistics have also revealed that couples married for... read more
Famously, one in three marriages ends in divorce. This is a depressing statistic. Divorce can be a hugely traumatic and costly experience for both parties. A divorce is the ending of... read more
Once a couple has made the difficult decision to end their marriage, it’s only natural to want to keep the divorce process time to a minimum. A smooth and straight-forward divorce is... read more
The death of a loved one is a distressing time. There are practicalities surrounding death which need to be taken care of, such as arranging the funeral and winding up the estate of the... read more
Steps to follow Report the matter to the police as soon as possible. Dial 999 if it’s an emergency, otherwise, report it to your local police station either in person, via phone or... read more
Steps to follow It is illegal for your employer to treat you less favourably (ie discriminate against you) because of your: gender; marital status; gender reassignment; pregnancy and... read more
Steps to follow Do you have debts which you are totally unable to repay? You can declare yourself bankrupt which is a means of clearing debts you can’t pay. If you owe... read more
Steps to follow Bullying in the workplace is where someone tries to intimidate another worker. It is defined by Acas as “Offensive, intimidating, malicious or insulting behaviour,... read more
Steps to follow If you’re pregnant, you’re allowed time off work for antenatal care. This can include medical appointments, as well as antenatal or parenting classes if... read more
Steps to follow Are you owed money and beginning to get fed up of excuse after excuse? Or, do you have debts that you can’t pay? Either way, take action and sort the problem... read more
Steps to follow Do you want to run a business, but feel uncomfortable about the risks involved? Franchising may be the answer. It allows you to learn the ropes but minimise the risk and... read more
Steps to follow Do you feel you are owed money by someone and all attempts to resolve the dispute without resorting to court action have failed? If you decide to take the matter to... read more
Steps to follow Are you in dispute with a customer over goods or services that you supplied, or are you a customer who is dissatisfied with your supplier? The best solution is to try to... read more
Steps to follow Employers have a duty of care to their workers and to visitors to their premises. Their duty extends to providing a safe place to work, preventing risks to health,... read more
Steps to follow Landlords and tenants have various rights and obligations: as a tenant, for example, you have the right to have your accommodation kept in a reasonable state of repair,... read more
Steps to follow If you have a medical injury caused by the negligence of someone in the NHS and feel you’re entitled to compensation, take legal advice as soon as possible. A... read more
Steps to follow As soon as the accident has taken place, obtain and exchange information with all other drivers involved including full names, registration numbers, insurance company... read more
Steps to follow What kind of pension do you have? Is it an occupational pension, a personal pension, a state pension or a stakeholder pension? The type of help you can receive depends on... read more
Steps to follow Some building work to your home is allowed under permitted development and therefore won’t require planning permission, but before you start to make alterations to... read more
Steps to follow If you are a limited company, you will have to pay corporation tax on any profits at the end of the financial year. Partnerships have to pay income tax. Then there are... read more
Steps to follow Are you an employee? Your employment status determines what rights you have. If you are paid a salary, do the work personally (rather than sub-contract it out), if your... read more
Steps to follow Are you an individual? You may be worried about air or noise pollution, or concerned about the impact of a major road or property development in your area. You may be able... read more
Steps to follow If you’ve been accused of a crime the police will no doubt want to talk to you about it. If the offence you’ve been accused of carries a power of arrest (eg... read more
Steps to follow Have you received poor service from a plumber, builder or other provider of services? If so, is your complaint about the quality of work, the time it took to... read more
Steps to follow Is your bank account continually in the red? Are you falling further and further behind with you bill or mortgage payments? Are you being turned down for credit with high... read more
Steps to follow If you’ve been injured at work, you should (if you are capable of doing so) record the details of the incident in your employer's accident book. (All employers,... read more
Steps to follow A contract is an agreement between two or more persons, which gives rise to obligations that are enforceable by law. Has an offer been made? In legal parlance, an... read more
Steps to follow If you have an elderly relative who increasingly needs looking after and you’re responsible for sorting out their care, you must first decide where they are going to... read more
EEA & Swiss nationals If you’re from Switzerland or the European Economic Area, you and your family will usually have the right to freely enter the UK and live here, as long as you... read more
Steps to follow If you feel there may be a time in the future when you don’t want to make decisions about your property and financial affairs or your health welfare, or you feel you... read more
Steps to follow How much do you need to borrow? How soon can you pay it back? How quickly do you need it? What assets do you have? These questions need to be answered before you can... read more
Steps to follow There are many reasons for restructuring a company—realising value from assets, downsizing the workforce, streamlining and simplifying, taking it in another... read more
Steps to follow Make sure your credit rating is in good shape – some companies do free credit checks. You can improve your credit rating by: registering on the electoral roll at... read more
Steps to follow Have you been fired following a certain number of warnings? Or fired on the spot? You can only be fired for a first offence if there has been gross misconduct. This... read more
Steps to follow Have you suffered some sort of loss which is covered by an insurance policy? If so, first check your policy to ensure it’s worth making a claim – most... read more
Steps to follow Renting The easiest way of finding a private residence to rent is through a letting agency. The agency may also manage the property on the landlord’s... read more
Steps to follow Start small, think big. Keep your expenses as low as possible, but leave yourself scope to expand. On the other hand, don’t choke off possible growth by scrimping on... read more
Steps to follow Where do you want to trade? Is it within the EU or outside? You will need to do thorough research to ensure you are complying with all relevant laws and... read more
Sales and distribution overseas If you want to sell your wares overseas, you need to decide how you’re going to distribute them. You might opt to sell them directly, e.g.,... read more
If you are separating from your partner or getting a divorce, then the question of where your children will live, and how often each partner will see them, are tough decisions to... read more
Personal information is freely given in everyday transactions, from paying for goods at a supermarket to filling in health insurance forms. Consequently, there is a vast amount of... read more
Bankruptcy is an option – sometimes an unavoidable one – available to individuals who are unable to pay their debts and are thus insolvent. You can declare yourself bankrupt or,... read more
Despite popular belief, there is no such thing in the UK as “common law marriage”. If you and your partner are living together you have considerably less rights than couples who... read more
There are many reasons why you may need to make staff redundant including closure or relocation of your company, a need to cut costs by reducing headcount or simply because some posts... read more
Late payment of invoices can make or break a company – especially a small one. Many businesses are often not keen to chase debtors too hard for fear of damaging their relationship... read more
In times of recession, a great number of homeowners fall into arrears with their mortgage. If you are in this situation, you are best to seek help as fast as possible. If you... read more
Steps to follow If your child has learning difficulties or disabilities which affects their behaviour and makes it harder for them to learn or communicate than most children of the same... read more
Earning a living can be hazardous. And it’s not just occupations like firefighting and construction work that are dangerous—office work can also lead to injury. Unfortunately,... read more
What is bankruptcy? If you are an individual and you are insolvent, i.e. you have debts which you are totally unable to repay, then you may have to consider bankruptcy as an... read more
Buying or selling a property is, for many, a major life event. It can be a complicated process, but there will be plenty of professional help on hand to guide you through the various... read more
Having children is a lifelong commitment. Regardless of whether or not the parents stay together – or ever were in a relationship at all – they both have a responsibility to... read more
Same-sex marriages finally got the go ahead back in December 2005 after much government debate and a delay of almost a year to allow changes to tax laws. The Civil Partnership Act formally... read more
Joining commercial ventures with other businesses may be an attractive proposition, especially, for example, if you or the other party want to sell your products in unfamiliar... read more
We all think we know about crime—it is a theft, murder, fraud or assault. The British public are avid watchers of television crime dramas, and readers of crime fiction. But what... read more
A complex and large body of environmental laws and obligations affect businesses. These vary according to the type of business, and it is best to seek specialist advice when considering... read more
Employers must ensure they comply with a wide variety of requirements on health and safety and the environment. Many of these are specifically set out in law, while others are part of a... read more
You are a victim of identity theft if someone pretends to be you in order to steal money or gain some other sort of benefit. Offences It is an offence to possess, control and intend... read more
Various different rules and criteria apply depending on whether you want to visit, work/ study in or permanently settle in the UK. Visiting the UK Most foreign visitors to the... read more
There are numerous types of insurance cover available for businesses. Some must be taken out by law, others aren’t mandatory but are highly advisable for all businesses, while still... read more
Businesses often have to borrow money, and how to do this is a question it pays to research. Borrowing may be necessary while the business is starting up, if a big order comes in, or if... read more
Who can get married? Any two people can get married in the UK provided they are: Aged 16 or over Of different sex Not too closely related Unmarried and not in... read more
What is a medical injury? If the treatment you received from a doctor, hospital, dentist, nurse, midwife or other healthcare worker/ organisation falls below what is accepted as being... read more
There are thousands of motor accidents on the UK’s roads each year. If you are unlucky enough to be involved in a motoring accident, you are likely to be involved in a subsequent... read more
Introduction There are times in the life of a business when staff are going to be required to work extra hours – if you have a rush of demand for your goods or services or during... read more
Your employer should tell you when you start work how much you will be paid, how it will be paid to you and when. This must be put in writing within two months of you starting... read more
The government collects taxes from individuals through HM Revenue & Customs (HMRC) under a variety of different headings including: Income Tax, Capital Gains Tax (CGT), Inheritance Tax... read more
If you supply products to consumers you need to make sure they are safe. The main responsibility for ensuring this safety lies with the product’s manufacturers but if your... read more
The Race Relations Act 1976 outlaws race discrimination in the workplace (as well as in education, transport and the provision of goods and services). This means all employees and job... read more
Retirement Age You can retire at any age you want – as long as you can afford it – but the default retirement age in the UK is 65. When you reach this age your employer can... read more
The Equality Act 2010 outlaws discrimination in the workplace on the grounds of sex, marital status, civil partnership status and gender reassignment. It covers: recruitment and... read more
Under the Sex Discrimination Act 1975 (SDA 1975), it is illegal for your employer, or a prospective employer, to discriminate against you because of your gender, your marital status or... read more
Speeding laws exist for a purpose—breaking the speed limit contributes to more than 727 deaths and 4,555 injuries every year. It was a factor in a quarter of fatal road accidents in... read more
Pre-employment checks You’ve made it through the interview and you’ve been offered a new job – all good news, but it’s a wise idea to get the job offer in... read more
Limited companies and other organisations such as clubs, societies, associations and other unincorporated bodies have to pay corporation tax on the taxable profits they make. The... read more
Divorce can be a painful and protracted experience. Preparing for it, and exploring all the available options, however, can go a long way towards reducing the stress. Marriage guidance... read more
Once you have arranged your first meeting with a solicitor, it’s a good idea to gather your paperwork together and work out what questions you want to ask. Otherwise, you could end up... read more
Renting out property is not as easy as it might look to the outsider. The landlord has many responsibilities towards the tenant, and must take care of a multitude of repairs, insurance and... read more
Goods All consumers have rights when they buy faulty goods from someone acting in the course of trade, although the type of rights you have may depend on what you bought and how... read more
The days of slum landlords have—in theory at least—ended. As a tenant, you have a right to live in a safe home free from an intrusive or unscrupulous landlord. What you are... read more
Sometimes you will have no choice but to seek advice from a lawyer about a legal problem. If you meet a lawyer and decide that you want to engage their services, you will want to get the... read more
It’s infuriating, sometimes embarrassing, and can be costly. There are, however, various avenues open to you when a debtor refuses to pay up. First steps When attempting to... read more
A lease or tenancy is an "estate in land" and is a legal agreement between you and the landlord allowing you to use the premises, subject to pre-agreed conditions. It can be... read more
Pre-action protocol There are certain steps your lender must take before it takes action to repossess your home, which are set out in a ‘pre-action protocol’. This applies... read more
There are two main types of pension in the UK: money-purchase and final salary schemes. Money-purchase schemes include occupational money purchase, personal pensions, stakeholder... read more
If you are a carer who looks after a relative, friend or neighbour who needs support because of their sickness, age or disability, you have a number of rights at work and you may be... read more
If you’re an employee and expectant mum, you’re entitled to 26 weeks of ordinary maternity leave (OML) and 26 weeks additional maternity leave (AML) which – as long as you... read more
Every company has its ups and downs but you need to ensure your business can run as a viable concern in the good times and bad. If your company is having problems, there are several things... read more
Employees have a right not to be sexually harassed in the workplace, and employers have a duty not to let this happen. It causes stress and humiliation, and benefits no-one. Ultimately,... read more
Steps to follow If your child has learning difficulties or disabilities which affects their behaviour and makes it harder for them to learn or communicate than most children of the same... read more
Pre-nuptial agreements (pre-nups) are not the easiest of subjects to bring up with your betrothed. They seem to fly in the face of the commitment you’re about to make. They’re... read more
If you or your employer wants to terminate your employment, your employment contract will usually set out how much notice one must give the other before you leave. This may be more generous... read more
Driving carelessly, while over the limit, or too fast, means you may have points added to your licence. Once you have a certain number of points, you may be banned from driving for a... read more
Different types of business have different legal structures and the kind you choose will depend on the sort of business you have and what you want out of it. The tax/national insurance and... read more
There are laws specifically designed to protect prospective or new parents and there are a range of benefits and allowances that you are entitled to as well. Pregnant employees If... read more
You want to ensure that your first meeting with your solicitor is as useful as possible. To ensure your solicitor thoroughly understands your problem and can provide you with proper legal... read more
If your employers are considering making you redundant – which will result in the termination of your employment – they have a duty to treat you fairly and there are number of... read more
There are several points to think about when choosing a lawyer, and the most important one is to select a lawyer with experience in the right area of law. Solicitors are usually highly... read more
Purchasing a property is a milestone for some, an investment for others. But whether you are looking for a new home or a secure asset, it’s essential you understand the legal points... read more
There are a range of businesses in the UK which require a licence. These are generally issued, administered, and policed by local authorities. Licensing authorities must carry out their... read more
Law firms are busy places. They come in various shapes and sizes, from sprawling multinational operations to just one solicitor working as a sole practitioner from a high street... read more
Acas defines workplace bullying as: “Offensive, intimidating, malicious or insulting behaviour, an abuse or misuse of power through means intended to undermine, humiliate, denigrate... read more
Why write a will? Failing to make a will means your belongings will be distributed according to the laws of the country you live in – which may not be in the manner you would... read more
Whether we purchase goods from a shop, another person, or across the internet, we have legal rights as consumers. We also have rights when we hire goods or enter into a hire-purchase... read more
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Trusts for the relief of poverty, the...
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