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The UK has signed up to the United Nations Convention Relating to the Status of Refugees, which means that under certain circumstances it will offer asylum to people who may be persecuted... read more
Before the court hearing There are certain steps your lender must take before it takes action to repossess your home. This applies to most residential mortgages. Proof that the correct... read more
Sales and distribution overseas If you want to sell your wares overseas, you need to decide how you’re going to distribute them. You might opt to sell them directly, e.g.,... read more
Steps to follow If you have an elderly relative who increasingly needs looking after and you’re responsible for sorting out their care, you must first decide where they are going to... read more
Steps to follow If you’re worried that conditions at your workplace are a potential threat to your health and/ or safety, first of all explain your concerns to your employer, or... read more
Steps to follow Report the matter to the police as soon as possible. Dial 999 if it’s an emergency, otherwise, report it to your local police station either in person, via phone or... read more
Steps to follow Make sure your credit rating is in good shape – some companies do free credit checks. You can improve your credit rating by: registering on the electoral roll at... read more
Relevant legislation If you’re a trader who sells to consumers, under the Sale of Goods Act 1979 (SOGA) you must ensure the goods you sell are: as described; fit for the purpose... read more
The days of slum landlords have—in theory at least—ended. As a tenant, you have a right to live in a safe home free from an intrusive or unscrupulous landlord. What you are... read more
Steps to follow Renting The easiest way of finding a private residence to rent is through a letting agency. The agency may also manage the property on the landlord’s... read more
There are laws specifically designed to protect prospective or new parents and there are a range of benefits and allowances that you are entitled to as well. Pregnant employees If... read more
Steps to follow Are you in dispute with a customer over goods or services that you supplied, or are you a customer who is dissatisfied with your supplier? The best solution is to try to... read more
Steps to follow How much do you need to borrow? How soon can you pay it back? How quickly do you need it? What assets do you have? These questions need to be answered before you can... read more
Who can get married? Any two people can get married in the UK provided they are: Aged 16 or over Of different sex Not too closely related Unmarried and not in... read more
Purchasing a property is a milestone for some, an investment for others. But whether you are looking for a new home or a secure asset, it’s essential you understand the legal points... read more
An increasing number of disputes over wills are ending up in the courts. These disputes are often bitterly contested and can have a devastating effect on the family unity. One reason... read more
Steps to follow What kind of pension do you have? Is it an occupational pension, a personal pension, a state pension or a stakeholder pension? The type of help you can receive depends on... read more
Business restructuring can mean a host of different things, including downsizing the workforce, mergers, acquisitions, debt for equity swaps, and corporate simplification. Businesses... read more
There are a range of businesses in the UK which require a licence. These are generally issued, administered, and policed by local authorities. Licensing authorities must carry out their... read more
Steps to follow Whether you are buying or selling a business, the first step is to put a value on it. This is a negotiable matter. Valuing a business is a complex process, so consider... read more
Employment Law If your dream job is turning into a nightmare, or your ‘perfect’ employee is wreaking havoc in the workplace, then you may need the help of an employment... read more
Many people and organisations make up the criminal justice process, from police officers to criminal barristers to prisons. The following is a brief guide to what happens and who is... read more
Employees have a right not to be sexually harassed in the workplace, and employers have a duty not to let this happen. It causes stress and humiliation, and benefits no-one. Ultimately,... read more
Acas defines workplace bullying as: “Offensive, intimidating, malicious or insulting behaviour, an abuse or misuse of power through means intended to undermine, humiliate, denigrate... read more
Steps to follow There are many reasons for restructuring a company—realising value from assets, downsizing the workforce, streamlining and simplifying, taking it in another... read more
Steps to follow Have you suffered some sort of loss which is covered by an insurance policy? If so, first check your policy to ensure it’s worth making a claim – most... read more
Steps to follow Are you an individual? You may be worried about air or noise pollution, or concerned about the impact of a major road or property development in your area. You may be able... read more
The occupier of premises has a legal duty to do everything reasonable in all the circumstances to ensure that lawful visitors are reasonably safe when using the premises for the... read more
There are a number of steps that need to be worked through when you are buying or selling a business. These include: valuing the business tax advice sales... read more
Many employers have, in the past, opted for youth over experience. This may be partly because they know they can pay young people less, and partly because of misconceptions and myths about... read more
Steps to follow A contract is an agreement between two or more persons, which gives rise to obligations that are enforceable by law. Has an offer been made? In legal parlance, an... read more
Steps to follow If you feel you have a mental health problem, your first stop should be your GP. They can provide advice or refer you for specialist services. Professionals who... read more
A lease or tenancy is an "estate in land" and is a legal agreement between you and the landlord allowing you to use the premises, subject to pre-agreed conditions. It can be... read more
A complex and large body of environmental laws and obligations affect businesses. These vary according to the type of business, and it is best to seek specialist advice when considering... read more
The Equality Act 2010 outlaws discrimination in the workplace on the grounds of sex, marital status, civil partnership status and gender reassignment. It covers: recruitment and... read more
Steps to follow If you feel there may be a time in the future when you don’t want to make decisions about your property and financial affairs or your health welfare, or you feel you... read more
Steps to follow Where do you want to trade? Is it within the EU or outside? You will need to do thorough research to ensure you are complying with all relevant laws and... read more
Steps to follow If you have a contract of employment you’ll usually be classed as an employee and are therefore entitled to a number of employment rights. These include statutory... read more
In times of recession, a great number of homeowners fall into arrears with their mortgage. If you are in this situation, you are best to seek help as fast as possible. If you... read more
Employees and workers in the UK enjoy a number of employment rights by law. You are classed as an employee if you are a working under a contract of employment. Employment... read more
Nobody should have to live with domestic abuse. The abuse can be physical, sexual, financial, psychological, or emotional. It is mainly carried out by men towards women, but also happens in... read more
You are a victim of identity theft if someone pretends to be you in order to steal money or gain some other sort of benefit. Offences It is an offence to possess, control and intend... read more
Steps to follow Start small, think big. Keep your expenses as low as possible, but leave yourself scope to expand. On the other hand, don’t choke off possible growth by scrimping on... read more
Definition of fraud In England, Wales and Northern Ireland, the fraud laws were overhauled by the Fraud Act 2006 which came into force in 2007. It introduced a statutory... read more
There are numerous types of insurance cover available for businesses. Some must be taken out by law, others aren’t mandatory but are highly advisable for all businesses, while still... read more
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