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Steps to follow Do you think the Benefits Office or another body (eg, CSA, HMRC, local council) has made a mistake in calculating your benefits which has resulted in you not receiving the... more
Steps to follow Have you failed to report a change in your personal circumstances to the Department for Work and Pensions (DWP) or council or deliberately provided incorrect information... more
Having children is, as they say, a lifelong commitment. Regardless of whether or not the parents stay together (or ever were in a relationship at all) they have a responsibility to support... more
Lawyers don’t come cheap, and sometimes the people who need them most can’t afford to pay. If you are unable to pay a lawyer, then there are several options available to... more
Steps to follow If a relative has died and you’re in charge of sorting out their affairs there are a number of people and organisations you need to inform starting with the family... more
Steps to follow If you have an elderly relative who increasingly needs looking after and you’re responsible for sorting out their care, you must first decide where they are going to... more
Who can get married? Any two people can get married in the UK provided they are: Aged 16 or over Of different sex Not too closely related Unmarried and not in... more
There are laws specifically designed to protect prospective or new parents and there are a range of benefits and allowances that you are entitled to as well. Pregnant employees If... more
The government collects taxes from individuals through HM Revenue & Customs (HMRC) under a variety of different headings including: Income Tax, Capital Gains Tax (CGT), Inheritance Tax... more
Steps to follow Call the council and tell them you want to make a complaint. They will be able to tell you which department you need to complain to and who in that department you should... more
If you are a carer who looks after a relative, friend or neighbour who needs support because of their sickness, age or disability, you have a number of rights at work and you may be... more
In harsh economic times, most companies start to examine how they can cut costs and save cash, with eyes almost inevitably turning to the company’s employee wage bill which will... more
If you or your employer wants to terminate your employment, your employment contract will usually set out how much notice one must give the other before you leave. This may be more generous... more
Retirement Age You can retire at any age you want – as long as you can afford it – but the default retirement age in the UK is 65. When you reach this age your employer can... more
A franchise is a mutually beneficial business agreement, where the franchisor (for example, a large business such as McDonald’s) allows a franchisee to use its business idea. This... more
Bankruptcy is an option – sometimes an unavoidable one – available to individuals who are unable to pay their debts and are thus insolvent. You can declare yourself bankrupt or,... more
Many employers have, in the past, opted for youth over experience. This may be partly because they know they can pay young people less, and partly because of misconceptions and myths about... more
You want to ensure that your first meeting with your solicitor is as useful as possible. To ensure your solicitor thoroughly understands your problem and can provide you with proper legal... more
You want the challenge of running a business but want to minimise the risks. Above all, you want to know your business idea is viable before you start. A good solution may be to take on a... more
According to lawyers in the know, an increasing number of disputes over wills are ending up in the courts. These disputes are often bitterly contested and can have a devastating effect on... more
Under the Sex Discrimination Act 1975 (SDA 1975), it is illegal for your employer, or a prospective employer, to discriminate against you because of your gender, your marital status or... more
Divorce can be a painful and protracted experience. Preparing for it, and exploring all the available options, however, can go a long way towards reducing the stress. Marriage guidance... more
Employees have a right not to be sexually harassed in the workplace, and employers have a duty not to let this happen. It causes stress and humiliation, and benefits no-one. Ultimately,... more
In times of recession, a great number of homeowners fall into arrears with their mortgage. If you are in this situation, you are best to seek help as fast as possible. If you... more
Nobody should have to live with domestic abuse. The abuse can be physical, sexual, financial, psychological, or emotional. It is mainly carried out by men towards women, but also happens in... more
What is bankruptcy? If you are an individual and you are insolvent, i.e. you have debts which you are totally unable to repay, then you may have to consider bankruptcy as an... more
There are two main types of pension in the UK: money-purchase and final salary schemes. Money-purchase schemes include occupational money purchase, personal pensions, stakeholder... more
If you are company is struggling to trade and pay its debts when they become due, and you discover that your assets are worth less than your debts, then your company is insolvent. If this... more
Steps to follow If you are pregnant, you are allowed time off work for antenatal care. This can include relaxation classes and parent-craft classes. You may have to show your employer... more
Legal problems arise in business all the time and the temptation might be to run to a lawyer every time to get them to sort the problem out for you. There is no doubt that in some... more
Adoption is a legal device designed to provide permanent new homes and families to some of the thousands of children in the UK who are orphaned or who have birth parents either unwilling or... more
Steps to follow If you have a problem with your state pension, first contact your pension centre and explain what you think is wrong. They will aim to investigate your complaint within... more
Steps to follow What kind of pension do you have? Is it an occupational pension, a personal pension, a state pension or a stakeholder pension? The type of help you can receive depends on... more
Steps to follow Is your bank account continually in the red? Are you falling further and further behind with you bill or mortgage payments? Are you being turned down for credit with high... more
You are a victim of identity theft if someone pretends to be you in order to steal money or gain some other sort of benefit. Offences It is an offence to possess, control and intend... more
Who may claim asylum? To be recognised as a refugee and thus claim asylum in the UK, you must have left your country and be unable to go back because there is a real danger that... more
Joining commercial ventures with other businesses may be an attractive proposition, especially, for example, if you or the other party want to sell your products in unfamiliar... more
Pre-action protocol There are certain steps your lender must take before it takes action to repossess your home, which are set out in a ‘pre-action protocol’. This applies... more
Estate planning is the process of disposing of an estate in a way which is designed to eradicate uncertainties over the administration of a probate and maximize the value of the estate. If... more
Steps to follow If you feel you have a mental health problem, your first stop should be your GP. They can provide advice or refer you for specialist services. Professionals who... more
As an employer in a UK company you have a number of duties and obligations to the people working for you under employment legislation. The duties you have depend largely on what category... more
There are a number of steps that need to be worked through when you are buying or selling a business. These include: valuing the business tax advice sales... more
Your employer should tell you when you start work how much you will be paid, how it will be paid to you and when. This must be put in writing within two months of you starting... more